{"id":11,"date":"2024-09-26T09:02:10","date_gmt":"2024-09-26T09:02:10","guid":{"rendered":"https:\/\/d-1.haus\/start\/"},"modified":"2026-04-20T09:03:10","modified_gmt":"2026-04-20T09:03:10","slug":"start","status":"publish","type":"page","link":"https:\/\/d-1.haus\/en\/","title":{"rendered":""},"content":{"rendered":"
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Self-determined living<\/h1>\n\n\n\n

Our housing project in Eberswalde, Brandenburg<\/em><\/p>\n\n\n\n

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All the apartments in the old townhouse on Danckelmannstra\u00dfe are in need of renovation, and two of them have been vacant for years. <\/p>\n\n\n\n

That needs to change, and with your help, we can make it happen! <\/p>\n\n\n\n

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Lust auf einen bildlichen Einblick? Hier<\/a> geht’s zum RBB-Beitrag!<\/p>\n<\/div>\n<\/div>\n\n\n\n

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We stand for self-determined and communal living, social diversity, and fair housing conditions. Our goal is to create a place based on solidarity, participation, and sustainability \u2013 a long-term self-managed housing project that enriches life in the villa district of Eberswalde.<\/p>\n\n\n\n

Thanks to the support of the Mietsh\u00e4user Syndikat, we can achieve this goal: We have the opportunity to buy the house, begin renovations, and end the vacancy. With your support\u2014through direct loans\u2014you help make fair rents possible and create sustainable living space for the community.<\/p>\n\n\n\n

More information about the Mieth\u00e4usersyndikat: www.syndikat.org<\/a>.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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The Home <\/em><\/h2>\n\n\n\n

The corner house is well-known in the neighborhood for its liveliness and vibrant atmosphere. It has always been a place where one could live both short-term and long-term \u2013 a place where turnover is a strength and where many things can be shaped in a self-determined way.<\/p>\n\n\n\n

A creative team and an ambitious project<\/h2>\n\n\n\n

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We are a diverse, learning community of students, parents, children, craftsmen, scientists, and employees in nonprofit projects. Some of the residents have already been living in the beautiful, old townhouse at Danckelmannstra\u00dfe 1 for more than 10 years and take loving care of the house. <\/p>\n\n\n\n

What now?<\/h2>\n\n\n\n

When we realized that the current rental structures were not sustainable in the long term, the worry of losing our home grew. Our gratitude for the house and the fear of no longer having it sparked the first thoughts of solidarity. This is how the idea emerged to transform our \u2018regular\u2019 shared apartment into a housing project: We want to ensure that, in the future, many people who are looking for an affordable home, whether temporarily or long-term, can continue to enjoy this beautiful place.<\/p>\n\n\n\n

Together with two other MHS projects in Eberswalde, we want to bring change to our city. Our goal is to create places that bring diversity to the city while also enabling affordable housing.<\/p>\n<\/div>\n\n\n\n

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Interested? We look forward to meeting you!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n
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But how?<\/h2>\n\n\n\n
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Purchase price and renovation costs<\/strong><\/h3>\n\n\n\n

A proven model of solidarity financing and partnership with bank involvement<\/p>\n\n\n\n

For the purchase of the villa and the initial renovation costs, we need financing of around \u20ac950,000. In addition to bank loans, we primarily rely on solidarity direct loans from supporters like you. This financing model was developed by the Mietsh\u00e4user Syndikat and successfully implemented in numerous housing projects. It combines community support with long-term financial stability.<\/p>\n\n\n\n

Unsere Mieteinnahmen bilden die finanzielle Sicherheit unseres Wohnprojekts. Sie dienen zuk\u00fcnftig dazu, sowohl die Direktkreditgeber:innen als auch die Bank zu bedienen.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Direct loans and subordinated loans \u2013 What\u2019s behind them?<\/strong><\/h3>\n\n\n\n
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Customizable contracts for terms based on individual preferences<\/p>\n<\/div>\n\n\n\n

Direct loans offer you the opportunity to invest your money socially, locally, and transparently while actively supporting our housing project. These loans provide the necessary equity for the purchase and renovation of the house and reduce our reliance on bank loans. You have full transparency: You can see how the money is being used and will be regularly informed about the project's progress.<\/p>\n\n\n\n

Even smaller amounts make a big difference: Starting from \u20ac1,000, you can significantly help us bring the project to life. Every contribution counts\u2014regardless of the amount.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Key information about loans<\/h2>\n\n\n\n

We will enter into a direct loan agreement with you as an LLC (limited liability company) with the following terms. <\/p>\n\n\n\n

Open-ended direct loans provide the greatest support. Fixed-term agreements are also possible and helpful for the project <\/p>\n<\/div>\n<\/div>\n\n\n\n

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Loan Amount<\/strong><\/h3>\n\n\n\n

\u20ac1,000 to \u20ac50,000<\/p>\n<\/div>\n\n\n\n

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Interest rate<\/strong><\/h2>\n\n\n\n

Interest rates range from 0.1% to 2.2%<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Regular amounts<\/h3>\n<\/div>\n\n\n\n

< 10,000\u20ac<\/h3>\n<\/div>\n\n\n\n

3-month notice period<\/p>\n<\/div>\n\n\n\n

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Large loans<\/h3>\n<\/div>\n\n\n\n

> 10,000\u20ac<\/h3>\n<\/div>\n\n\n\n

6-month notice period<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Rising real estate demand<\/h3>\n\n\n\n

The loans are backed by a townhouse in the prime location of Eberswalde.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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The Mietsh\u00e4user Syndikat (MHS) has 30 years of experience with nearly 200 project houses nationwide, with growth trends continuing.<\/h3>\n\n\n\n

The financing model has been calculated and verified with advice from MHS.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Rechtliche Hinweise und Risiken von Direktkrediten<\/strong><\/h2>\n\n\n\n
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Die Danckelhaus GmbH nimmt Direktkredite als qualifizierte Nachrangdarlehen entgegen und wird damit Anbieterin von Verm\u00f6gensanlagen im Sinne des Verm\u00f6gensanlagengesetzes. Die Zinss\u00e4tze variieren je nach Kredit zwischen 0,1 % und 2,2 %. Pro Zinssatz werden j\u00e4hrlich maximal 100.000 Euro oder bis zu 20 Einzelvertr\u00e4ge angenommen, sodass keine Prospektpflicht nach dem Verm\u00f6gensanlagengesetz besteht.<\/p>\n\n\n\n

Direktkredite sind qualifizierte Nachrangdarlehen. Das bedeutet: Im Falle einer Insolvenz werden zun\u00e4chst alle anderen Gl\u00e4ubigerinnen (z. B. Banken) bedient. Direktkreditgeber<\/em>innen werden erst danach ber\u00fccksichtigt. Eine R\u00fcckzahlung darf auch au\u00dferhalb einer Insolvenz nicht erfolgen, wenn sie zur Zahlungsunf\u00e4higkeit oder \u00dcberschuldung f\u00fchren w\u00fcrden (sogenannte Durchsetzungssperre).
F\u00fcr Direktkreditgeber*innen hei\u00dft es, dass K\u00fcndigungen nicht in jedem Fall durchgesetzt werden k\u00f6nnen. Au\u00dferdem k\u00f6nnen R\u00fcckzahlungen sich verz\u00f6gern oder vollst\u00e4ndig ausbleiben. Es besteht das Risiko eines vollst\u00e4ndigen Verlusts des eingesetzten Kapitals.
Direktkredite sind daher nicht mit klassischen Bankeinlagen vergleichbar, sondern haben einen eigenkapital\u00e4hnlichen Charakter und ein entsprechend erh\u00f6htes Risiko.<\/p>\n\n\n\n

We are always available for a detailed exchange to answer questions and explain further details. <\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

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Interested in getting to know us? <\/h2>\n\n\n\n

We are currently putting a lot of enthusiasm and energy into realizing our project, and we welcome every opportunity for exchange! <\/p>\n\n\n\n

If you have questions, want to learn more, or wish to support us \u2013 feel free to get in touch!<\/p>\n<\/div>\n\n\n\n

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Contact<\/strong><\/p>\n\n\n\n

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d-1@mailbox.org<\/a><\/p>\n<\/div>\n\n\n\n

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Danckelmannstr. 1<\/p>\n\n\n\n

16225 Eberswalde<\/p>\n<\/div>\n\n\n\n

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Impressum<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Lust auf einen bildlichen Einblick? Hier geht’s zum RBB-Beitrag! Wir stehen f\u00fcr selbstbestimmtes und gemeinschaftliches Wohnen, soziale Vielfalt und faire Wohnbedingungen. Unser Ziel ist es, einen Ort zu schaffen, der auf Solidarit\u00e4t, Teilhabe und Nachhaltigkeit basiert \u2013 ein langfristig selbstverwaltetes Wohnprojekt, das das Leben im Villenviertel von Eberswalde bereichert. Dank der Unterst\u00fctzung des Mietsh\u00e4user-Syndikats k\u00f6nnen […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":97,"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":314,"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/pages\/11\/revisions\/314"}],"wp:attachment":[{"href":"https:\/\/d-1.haus\/en\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}